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Checklist

How-to-choose-a-nursing-home checklist

Use this checklist to compare nursing homes in a calm, organized way. It can help you ask the right questions, read ratings, and avoid rushed decisions.

Start with the kind of care your relative needs

A nursing home may be used for long-term care or for short-term skilled nursing after a hospital stay. Skilled nursing means round-the-clock care from licensed nurses and therapists.

Before you tour, write down the basic goal: rehab after discharge, ongoing daily care, or both. This helps you compare places with the right level of support.

If you want help narrowing options, get matched. Northhaven Care is a free matching service, not a care provider. Some participating facilities pay a flat fee to be matched. That never changes what the family pays, and it never changes our guidance about Medicare or Medicaid.

Use ratings, but read them the right way

Check Medicare.gov Care Compare for the CMS Five-Star rating. It has three parts: health inspections, staffing, and quality measures. Staffing is often the most telling, especially RN hours per resident per day. RN means registered nurse.

A high overall star rating can still hide weak staffing. A lower rating can also need a closer look if the facility serves people with more complex needs. Ratings are helpful, but they are only one part of the picture.

If you want help understanding the numbers, services/quality-and-ratings-help can help you read them in plain language.

Checklist for your tour

Bring this checklist when you visit. You do not need to ask for medical records or share private documents with us to use this tool. We only use general contact details if you ask to speak with us.

Tour checklist:

- Is the building clean, bright, and easy to move through?
- Do staff greet residents by name?
- Are call lights answered in a reasonable time?
- Do residents seem clean, dressed, and cared for?
- Is there a licensed nurse visible on the unit?
- Are activities, meals, and therapy explained clearly?
- Does the facility feel calm, not rushed or chaotic?
- Do they explain how they handle falls, infections, pressure sores, and emergencies?
- Can you see a sample care plan and staffing schedule?
- Is the room type clear: private room, shared room, or semi-private room?

Questions to ask before you choose

Ask direct questions. Short, clear answers are usually a good sign. If the staff cannot answer, ask who will follow up and when.

Questions to ask:

- What is the current staffing level on this unit?
- How many residents does one aide or nurse usually care for?
- Is an RN on site every day?
- What therapies are available, and how often?
- How do you communicate with families?
- What is included in the monthly rate?
- What costs extra, such as supplies, toiletries, or therapy?
- Do you accept Medicare for short-term rehab?
- Do you accept Medicaid for long-term care, if needed?
- What happens if my relative’s needs change?

Do not rely on any promise of an open bed, a price guarantee, or a guaranteed outcome. Real availability and costs change.

Plan the cost carefully

Nursing home and skilled-nursing costs vary a lot by state, room type, and level of care. A common planning range is roughly $7,000-$13,000+ per month, but the real number may be lower or much higher depending on the facility and how the care is paid.

Medicare may cover short-term skilled nursing care for up to 100 days after a qualifying hospital stay. Cost-sharing usually starts after day 20. Medicaid may help pay for long-term nursing care if a person meets the state’s income and asset rules. Rules vary by state, and they change over time.

For official payment rules, check Medicare.gov and your state Medicaid office. If there is concern about long-term care rights or discharge issues, your state long-term-care ombudsman can also help.

A few important reminders

Choosing a nursing home for someone you love is hard. Taking time to compare facilities is normal and wise. If English is not the family’s strongest language, ask for help in the language you are most comfortable using. Qualification for care is separate from immigration status, and many services can still be explained in plain language.

Northhaven Care can help you compare options and understand ratings. We are a free service, and we do not collect medical history, diagnoses, medication lists, insurance numbers, Social Security numbers, or immigration documents. We only ask general contact details, the state, who the care is for, the general kind of care, and language if you want help.

In plain words

Use this checklist to compare nursing homes by staffing, ratings, services, and cost before you decide.

Questions families ask

What is the most important thing to check first?

Start with staffing and daily care, not just the overall star rating. The CMS Five-Star system has three parts, and staffing often tells you more about day-to-day care than the headline score alone.

Can Medicare pay for a nursing home?

Sometimes, but usually only for short-term skilled nursing after a qualifying hospital stay. Medicare does not usually pay for long-term custodial care, and cost-sharing can begin after day 20.

How do I know if Medicaid may help?

Medicaid may help pay for long-term nursing care if the person meets your state’s income and asset rules. The rules are state-specific, so it is best to check your state Medicaid office or ask us for general information.

Do I need to share medical records to use this checklist?

No. This checklist is educational, and we do not collect medical records, diagnoses, medications, or insurance numbers. If you ask for help, we only use basic contact and care-preference details.

Ready when your family is

Free for your family. No medical records. No pressure. Tell us a little about your relative's situation and we will help you find the right skilled-nursing care — at no cost to you.

Important: Northhaven Care is a free matching and information service. We are not a nursing home, a care provider, or a government program, and we do not give medical, legal, or financial advice. The information here is general and educational. Quality ratings, staffing levels, costs, and rules vary by facility, by state, and over time — always confirm details directly with the facility and official sources such as Medicare.gov Care Compare. We never charge your family, and we never promise a specific facility, bed, price, or care outcome.

Some skilled-nursing and long-term-care providers pay Northhaven Care a flat fee to be matched with families. This never changes what you pay (our service is always free to you), and it never affects guidance about Medicaid or Medicare, which we provide independently and without any referral arrangement.